All posts by rtradmin

Mortgage rates over the last 30 years…

…here’s a good reference for your review. It charts mortgage rates over the last few decades. Very interesting information!

Mortgage rate chart

If you’re looking to buy, sell or rent in Colorado Springs, please consider calling Rob @ 719.440.6626!

Colorado Springs School Districts Ratings

Interested in the relative ratings of the school districts in Colorado Springs (and area)? Courtesy of Zillow, here’s a breakdown:

http://www.zillow.com/colorado-springs-co/schools/

I have to put a disclaimer here; I did not compile this list, Zillow is the aggregate source!

If you’re looking to buy, sell or rent in the Colorado Springs area, please give Rob a call at 719-440-6626!

Certified Military Housing Specialist

I am now a “Certified Military Housing Specialist”! The main reason I’ve become an agent is to help people. I genuinely want to do so; if you are in need of any housing assistance, be it buying, selling, renting or facing a related dilemma, please do give me a ring (719.440.6626).

Seal CMHS Official JPG smaller

How much home can I afford?

A good starting point for answering this question lies in your monthly gross income. Experts vary in their statements but generally speaking, start with 28% of your gross monthly income. E.g., if you make $4000 a month, your mortgage, property taxes, homeowner’s insurance and PMI should be no more than $1120.

MoneyUnder30 has a detailed analysis including Dave Ramsey’s more conservative approach (namely he uses take home income not gross).

If you’re looking to buy, sell or rent in the Colorado Springs area, please give Rob a call at 719-440-6626!

President Taft on property ownership

“Next to the right of liberty, the right of property is the most important individual right guaranteed by the Constitution and the one which, united with that of personal liberty, has contributed more to the growth of civilization than any other institution established by the human race.”

– William Howard Taft

Definitely some food for thought.  I wonder what President Taft would have had to say about the Kelo decision?

If you’re looking to buy, sell or rent in the Colorado Springs area please give Rob a call at 719-440-6626!

Did you know homeowner’s insurance covers theft from cars?

According to this poll, a majority of Americans aren’t aware it does. However, this may be the result of the cost of the theft usually being close to or lower than the deductible on the policy…making it not cost effective or useless to file a claim. That said, do inquire of your policy holder!

Colorado Springs home values (via Zillow)…

If you’re wondering how the Colorado Springs area is doing for home values, we are trending positive. This is good news for sellers!

If you’re looking to buy or sell a home in the Colorado Springs area, please give Rob a call @ 719-440-6626!

Colorado Springs Zillow Home Value Index