Category Archives: QOTD

From the inbox: what is earnest money?

Good question!  Simply put, earnest money is your deposit on a home.  (See: The Earnest Money Deposit)  When you make an offer on a home, the seller will often require earnest money to ensure you are a committed borrower.  This can range from $1 – 1% of the purchase price of the home.   Often, you can get this money back at closing, too (though that’s subject to negotiation between you and your lender!).

Looking to buy or sell in Colorado Springs or Denver?  We’d be honored to earn your business!  Call 719-440-6626!



Quote of the day: we are the product of our thought

“Each of us is what we are because of the dominating thoughts we permit to occupy our mind.”  – Napoleon Hill, Think and Grow Rich

This is a profound quote.  The more I’ve thought about it, the more it’s grown on me. (I am aware of the irony there.)

Personally, I’m driven to advocate for people.  As a father, a military member, as an agent, as a consumer advocate,  I wake up every morning wanting to do battle for and take care of my people.  This is my dominating thought.

What is yours?

How you conduct yourself matters.

“The reputation of a thousand years may be determined by the conduct of one hour.”  – Japanese Proverb

I very much agree with this proverb.  Your reputation precedes you; if you are honorable and act with sincerity and integrity, you will find long term success.  If you act in the opposite manner, you will ultimately find failure.

I’d be honored if you gave me the chance to represent you in the positive manner this proverb alludes to.